Skip to Content

11 Prefab Homes Under $100K

Sharing is caring!

Prefab homes offer a quick solution if you are dreaming of living in your own dwelling and don’t have time for a traditional construction process. As the housing market undergoes a revolutionary transformation, affordable prefab homes under 100K are available online (often with quick shipping).

So, whether you need a granny flat, backyard guest house, or a quiet home office, this collection of modern prefabs offers game-changing affordable solutions.

What is included with Metal Kit Prefabs?

  • full tubular steel framing system
  • exterior 26-gauge metal siding
  • metal roof trusses
  • 26-gauge metal roofing
  • exterior doors (all)
  • all exterior windows

As a requirement, you should have a slab foundation ready, so the prefab home can go directly on it. The company that sells prefab homes below offers professional installation in 45 states for $10,000. Of course, you can do the work yourself if you have qualifications or hire a local professional for installation.

As a result, you can have a complete, weather-tight structure and continue working on the interior finishing at your own pace.

1. Modern Prefab ‘The Blackhaus’ (1198 SqFt)

affordable modern prefab home

GET THE BACKHAUS KIT HERE

If you are looking for sharp modern home without the high price tag, this 3-bedroom metal home kit is for you. This 1198 sq. ft. model by Amish Built Cabins is currently listed at $39,900* while its regular price is $49,900 (*price at the time of writing & subject to change by manufacturer).

With a straight-forward floor plan, this prefab brings a perfect balance of efficiency and modern aesthetics. Also, a dark metal roof, wood siding, or minimalist black accents to make this small barndo blend with the environment in any setting. Most importantly, you can have a spacious 3-bedroom home for a family on budget within just a few weeks from placing an order.

2. ‘The Elk’ Prefab Home

small prefab home

GET THE ELK BARNDO KIT HERE

This 840 sq. ft. small barndo it designed with durability and practicality in mind. A compact plan offers 1 bedroom, 1.5 bath layout with plenty of storage space. As you enter, you are welcomed by vaulted ceilings of an open floor plan. Combined living/dining area boasts a kitchen with an island and access to a pantry.

Whether you need a hunting cabin, weekend retreat, guest house, or minimalist full-time home, this 840 sq. ft. layout delivers comfort and functionality in a sleek, steel-framed structure with a cozy covered front porch. Built tough with premium steel framing, it’s perfect country getaways, rental units, or off-grid homesteads.

3. 1120 SqFt Small House Kit

small house kit

GET ZELDA METAL KIT HERE

The Zelda is an affordable, modern, stylish, and popular prefab kit for those who value comfort and functionality. This 2-bedroom home is ideal for retirees, small families, or anyone seeking for a sleek and modern living space.

From a covered porch you enter a spacious living area with kitchen on the left side and a cozy fireplace on the right. Additionally, you have access to 2 large bedrooms and 2 full baths from a small hallway. While black board-and-batten metal siding is the most popular choice, but with customizable color options you can pick a different color.

4. Wild Rose Haven Cottage Prefab

small cottage prefab

WILD ROSE HAVEN METAL KIT

This adorable cottage prefab kit offers a practical solution for those looking for a comfortable and budget-friendly solution. For this reason, it’s ideal for families searching for a spacious yet cost-effective home. Additionally, free shipping is included with this kit at the time of writing. Furthermore, with 20 available colors, you can customize the interior any way you want.

As you enter the 1280 sq. ft. cottage from the covered front porch, you’re greeted by an open see-through living/dining area. A sizable main bedroom with a walk-in closet and private bath is on the right. On the opposite side, you’ll find 2 identical bedrooms with plenty of closet space sharing a bath.

5. Lavender Bloom Cottage Prefab Home

Lavender Bloom Prefab Small Home Kit

GET LAVENDER METAL HOME KIT HERE

This cottage is not only adorable but also affordable: Lavender Bloom Cottage Metal House Kit features a 3-bedroom, 2-bath layout with 1,536 sq. ft. of living space and a 288 sq. ft. porch. Most importantly, nationwide shipping (in the US) is included in the price* (current at the time of writing, DIY kit only). The kit includes all necessary roofing and siding metal (29-gauge, 40-year warranty) and framing materials. There is also an option of buying the kit and having it put up (exterior shell only) for an extra 10K.

6. Affordable 1-Bedroom Prefab Home

Affordable 1-Bedroom Prefab Home

GET MAD MAX PREFAB KIT HERE

With FREE NATION-WIDE SHIPPING, this affordable 572 sq. ft. prefab home makes a perfect solution as an affordable granny flat, guest house, or an ADU rental. The Mad Max Cottage Metal House Kit is a steel-framed shell, designed for durability, efficiency, and minimalistic aesthetics. Featuring a large covered front porch, this compact yet functional dwelling is perfect for off-grid living or weekend retreat. At just $29,900* for the shell kit (regular price: $35,000), this is one of the most cost-effective and durable compact home solutions available on the market today. (*price at the time of writing & subject to change by manufacturer).

7. The Cedar Brook Prefab Kit

GET CEDAR BROOK PREFAB KIT HERE

In this 1280 sq. ft. plan, the practicality meets country charm. The functional floor plan boasts a large covered porch and split split-bedroom design for added privacy. With 3 spacious bedrooms, 2 baths, and an open living area, you can live comfortably anywhere you choose. With free nationwide shipping and a current sales price, it is one of the most affordable prefab kits on the market.

8. The Orchid Small Barndo Kit

small barndo metal kit

GET ORCHID PREFAB HERE

While price for this affordable prefab home may change, it is still one of the most affordable under $100K options currently on the market. The Orchid, 3 Bedrooms, 2 Bath House Kit is designed for those who want maximum space, comfort, and value for the money. With 1,280 sq. ft. of total living space, this highly functional layout offers an ideal setup for families, guests, or rentals.

9. Amazon Prefab Home – Tiny House Kit

Amazon Prefab Home

GET AMAZON PREFAB HOUSE KIT HERE

This tiny yet mighty house kit offers an affordable and quick solution you can order on Amazon. As a result, it’s a budget-friendly option if you need to have a granny pod in your backyard ASAP. A stylish and practical layout maximizes living space while offering a budget-friendly alternative to traditional stick-built homes. Furthermore, you can customize your kit with different layout options to serve as a home office, backyard guest house, or a small granny flat.

10. Luxury Prefab Cabin You can Order on Amazon

GET LUXURY PREFAB CABIN ON AMAZON

If you are looking for something more upscale and luxurious, check out this modern capsule cabin solution. This storm-resistant, earthquake-proof tiny prefab home makes an ideal compact dwelling for any extreme weather. Additionally, the lightweight panels are designed for manual assembly and tool-free connection with pre-aligned utility ports. According to the manufacturer, a typical 19-foot unit can be put into operation in 8 hours using basic household tools. Furthermore, at the time of writing, you can have a FREE DELIVERY the next day!

11. The Revolutionary Unfold House – $80K*

Source: unfoldhouse.com

This revolutionary design took the world of prefab homes under $100K by storm! Watch a short video on how this prefab home fits into 2 standard shipping containers and then is ‘unfolded’ in 3 hours.

Disclaimer: the $80,000 price includes tariffs but doesn’t include shipping costs. Currently, the home is available in six states in the USA (Oklahoma, Hawaii, Alaska, Wyoming, South Dakota, Kansas, Arkansas, Vermont, West Virginia, and Delaware), but the list is growing.

Most importantly, you can check out this amazing prefab yourself and stay in it overnight. This unique getaway cabin is located in Kingston, Oklahoma, and is open for booking on Airbnb.

So, before you are ready to order it as your backyard ADU or granny flat, check it out and decide for yourself if it is comfortable and spacious. Perfect for architecture lovers and prefab explorers, this small studio home features 482 sqft, 12-foot ceilings, a full kitchen, bathroom, premium finishes, and expansive windows that create a bright, open atmosphere.

Source: unfoldhouse.com

Though it is a studio design and there is no private bedroom, the home feels spacious and comfortable. With a well-equipped kitchen and a modern bath with luxurious features, budget-conscious consumers would appreciate that everything you see is included in the $80K* price (* at the time of writing), even furniture.

Of course, the price doesn’t include shipping and any additional costs that may be associated with your specific project: site surveys, soil reports, site planning, engineering, permitting, utility connections (water, sewer, electricity, internet), foundation work, roofing, shipping, crane rental, and installation.

Watch two independent reviews on YouTube by prefab homes enthusiasts Kerry Tarnow and Levi Kerry Tours. Obviously, the video tours help you to visualize the space and see the details of interior finishes.

Benefits of Prefab Homes

As you can see, affordable prefab homes are changing homeownership. With the endless customization options at your fingertips and the seamless ordering process, you can start building your ideal prefab home online today. So, discover the convenience and affordability of prefab homes at your fingertips.

Customization of Prefab Homes

When it comes to buying a prefab home online, the customization options are truly endless. From choosing the layout and size of your home to selecting the finishes and fixtures, you have the flexibility to create a home that truly reflects your personal style and needs.

With the ability to customize everything from the exterior siding to the kitchen cabinets, you can design a home that is as unique as you are. Whether you prefer a modern, minimalist look or a cozy, traditional feel, there are endless ways to make your prefab home your own.

This level of personalization allows you to create a space that not only meets your practical needs but also suits your aesthetic preferences. Whether you want to upgrade to higher-end appliances or even add a deck or patio, the choice is yours. With so many options available, you can truly tailor your prefab home to fit your lifestyle and budget.

In Conclusion

As the prefab market is slowly turning towards innovation, the availability of affordable prefab homes you can order online offers a unique opportunity for individuals to build their dream homes on a tight budget. With a wide range of models, customizable options, and a streamlined ordering process, the path to homeownership looks a little brighter with prefab homes. So, embrace this trend in modern living and begin your journey towards finding the perfect home for you.

We will continue to search for the most innovative and affordable prefab homes on the market to bring them to our readers. Check out more ideas for building your small home on a limited budget: