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11 Prebuilt Modern Homes: How Living in a Small House Can Save You Money

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Prebuilt modern homes can save you thousands of dollars. We’ll unveil the financial benefits of living small and simplifying your life along with an ultimate collection of the best prebuilt modern homes.

Have you ever estimated how much money you could save living in a smaller house? It turns out that the financial benefits of downsizing are numerous and can add up to thousands of dollars in savings.

From reduced maintenance expenses to lower property taxes and more efficient use of resources, living in a smaller prebuilt modern home can significantly impact your financial well-being.

In this collection of prebuilt modern homes, we will analyze the financial advantages of living in a small house. This decision can lead to substantial cost savings in various aspects of your life.

So, check out our collection and discover how choosing a prebuilt modern house can provide you with a simpler, more sustainable lifestyle and put thousands of dollars back in your pocket.

1. Kommodori Prebuilt Modern Home under 900 sqft

Kommodori Prefab Modern Home under 900 sqft

Source: Kommodori Prebuilt Modern Home by Honka

2. 800 sqft Modern Cabin Kit Visio by Honka

800 sqft Modern Cabin Kit Visio by Honka

Source: Modern Log Cabin Visio by Honka

3. 800 sqft Prebuilt Modern Home Vista

The Vista is an elegant home, perfect for a permanent residence or a charming vacation retreat. Its expansive glass facade allows for breathtaking views of the surroundings, while the steeply pitched roof creates a spacious and open atmosphere within the compact design. The front of the house boasts a well-lit kitchen and living area. The secluded back section features two bedrooms, a sauna, a bathroom, and a utility room.

800 sqft Prebuilt Modern Home Vista

Source: Prebuilt Modern Log Home VISTA by Honka

4. 780 Sqft. Prebuilt Modern Cabin Sirius

In this beautiful modern home, nature is the main feature of your interior. Furthermore, the kitchen, dining, and living areas form an airy open space which is ideal for enjoying the scenery around you. Thanks to the generous ceiling height, this relatively small home feels wonderfully spacious.

780 Sqft. Prebuilt Modern Cabin Sirius

Source: Modern Cabin Kit Sirius by Honka

5. 700 sqft House Hygge by Honka

Hygge creates a charming atmosphere that blends seemingly with its surrounding nature. It has everything you could want in a small home: a cozy kitchen-living room area with a fireplace, two bedrooms, a sauna, and a combined washing, dressing, and bathroom area. The double doors extend the living room to the front terrace.

700 sqft House Hygge by Honka

Source: Hygge by Honka

6. Prebuilt Modern Home Sinitaivas by Kontio

Sinitaivas is a comfortable small home for long-term stays. The design maximizes the efficient use of living and sleeping areas while the large windows guarantee the best views.

700 sqft Sinitaivas Modern Home by Kontio

Source: Prebuilt Modern Home Sinitaivas by Kontio

7. 600 sqft Prebuilt Modern Home Iniö

For those who appreciate Scandinavian design, Iniö is a true gem. Its sleek and modern aesthetic is enhanced by the large, floor-to-ceiling windows in the living room and dining area, providing a breathtaking view and allowing for a constantly sun-kissed atmosphere.

These are no ordinary windows – they are crafted with an advanced column and beam system, adding to the sophistication of Iniö’s design. Further elevating its visual appeal is the high ceiling that extends to the terrace, creating a striking and cohesive look throughout the space.

Despite its compact size, Iniö is thoughtfully designed to maximize efficiency. With 600 sqft of living space and 3 bedrooms, this prebuilt log cabin can become a permanent residence. Thus it is a versatile and practical choice for those seeking a stylish and functional living space.

600 sqft Prebuilt Modern Home Inio

Source: Iniö by PLUSPUU

8. 900 sqft Modern Home Kustavi

The well-designed Kustavi model with monopitch roof, high ceilings, and plenty of windows is a real gem if you have a breathtaking view to enjoy. The master bedroom has a high panorama window with a sliding door.

Two covered terraces give added functionality. In the best Scandinavian design traditions, there is direct access from the sauna section to the interior and out to the terrace. Enjoy simple living in this spacious modern home.

900 sqft Modern Home Kustavi

Source: Kustavi Model by PLUSPUU

9. 1151 sqft Modern Prebuilt Home Airisto

Airisto is a spacious chalet-style home that offers splendid views of the surroundings. The large glass wall constructed using the column & beam technique lets in lots of light making a small space look large.

The loft area provides ample space for a kids’ playroom or an artist’s studio, or an additional sleeping area. There is an option of having a sauna or a fourth bedroom. There are several modifications of this floorplan so you can pick what best suits your needs.

1151 sqft Modern Prebuilt Home Airisto

10. 549 sqft System 02 | Prefabricated Cabin

Introducing the System 02 Prefab Two-Storey Cabin by the Backcountry Hut Company (BHC), the ultimate embodiment of modern design. Inspired by traditional alpine cabins, this modernized version offers flexible floor plan options and spacious accommodations for larger groups or families. Engineered for durability and resilience, it can endure even the harshest weather conditions with minimal upkeep.

Built on a two-storey 18.5’ x 10’ module (185 sq ft), this cabin allows for endless possibilities as modules can be combined to suit various needs. Furthermore, take a look at the company catalog to see some of the most popular configurations.

Thanks to its modular design, this cabin can be easily assembled by a skilled team in just one week, without the need for complex machinery.

Source: System 02 by thebackcountryhutcompany

11. Prebuilt Modular Homes by the BCH Company

Introducing the unique concept of prebuilt modern homes by Backcountry Hut Company – where passion for the great outdoors meets a commitment to sustainability. They truly understand the importance of preserving our natural spaces for future generations, which is why they are dedicated to leaving a light footprint in the home-building process.

As experts in prebuilt modern homes, BCH carefully considers every aspect to minimize environmental impact. Their zero-waste philosophy extends to the design, material selection, space, and energy efficiency, and ultimately, the minimal impact on the landscape.

Get ready to be blown away by the modular approach used in the BCH construction process. Not only does it give the flexibility to offer a vast array of well-organized floor plans, but also incorporates stunning elements such as skylights, vaulted ceilings, and double-height spaces, elevating the interior to a whole new level. Say goodbye to cookie-cutter homes and hello to customized, modern prebuilt homes at their finest.

System 02 starts at 691 square feet of living space but can be expanded up to 1,792 square feet through multiple connected modules.

828 sqft Prebuilt Modular Home

Source: The BCH Company / System 02

If you are impressed by this collection of prebuilt modern homes, learn how living small can also put you on the road to financial freedom. From smaller maintenance bills to lower property taxes and home insurance, smaller homes give you plenty of savings.

Reduced Maintenance Expenses

One of the most appealing aspects of prebuilt modern homes is the reduced maintenance expenses. With less square footage to clean, repair, and maintain, you can bid farewell to expensive professional services and hello to a significant decrease in your monthly budget.

In a small house, there are fewer rooms, which means fewer areas to scrub, dust, and vacuum. This not only saves you time but also reduces the need for cleaning supplies and potential costs associated with hiring cleaning services. Imagine the relief of not having to spend your weekends tackling a never-ending list of household chores!

But it’s not just cleaning that becomes a breeze in a smaller home. Repair and maintenance costs can also be noticeably lower. When you have fewer fixtures, appliances, and systems, there are simply fewer things that can go wrong.

This means fewer repair bills and less frequent maintenance. Your wallet will thank you for the reduced need for professional handymen and contractors.

Furthermore, because prebuilt modern homes typically have smaller yards, you can also save on landscaping and outdoor maintenance expenses. There’s less grass to mow, fewer trees to trim, and less garden to tend to. You may even find yourself enjoying these outdoor tasks more as they become less time-consuming and more manageable.

By living in a smaller home, you can free up not just physical space but also financial resources. The reduced maintenance expenses translate into substantial savings that can be better allocated to other areas of your life. So, get ready to enjoy a simpler lifestyle without the burden of exorbitant cleaning, repair, and maintenance costs.

Lower Property Taxes

In addition to the numerous financial benefits of prebuilt modern homes, another advantage is the potential for lower property taxes. Since property tax is primarily based on the assessed value of your home, owning a smaller house means having a lower value overall. This can result in significant savings when it comes to your annual property tax bill.

By choosing a more modest living space, you can effectively reduce the amount you owe in property taxes. With a smaller house, you’ll likely have fewer rooms, less square footage, and lower property value compared to larger homes in your area. This means that your property tax assessment will reflect your smaller house and you can enjoy the financial benefits that come along with it.

Lower property taxes mean having more money in your pocket to allocate towards other important areas of your life. Whether you want to save for a dream vacation, invest in your retirement fund, or simply have a bit more financial freedom each month, the savings from lower property taxes can help you achieve these goals.

With lower property taxes and reduced maintenance expenses, living in a small house gives you the opportunity to make more efficient use of your financial resources. Instead of pouring money into a larger property and paying higher taxes each year, you can allocate those funds towards experiences or investments that truly matter to you. By living simply and wisely, you’ll find yourself enjoying a more fulfilling and financially secure lifestyle.

More Efficient Use of Resources

Living in a small house not only offers financial benefits but also encourages a more efficient use of resources. With limited space, you are naturally more conscious of your consumption and wastage, leading to increased sustainability and cost savings in the long run.

Firstly, living in a small house encourages you to declutter and prioritize your belongings. With less space available, you inevitably have to be selective about what you keep, which can lead to a more minimalist lifestyle. By focusing on the essentials and eliminating unnecessary possessions, you not only save money on buying and maintaining additional items, but you also contribute to a more sustainable and eco-friendly way of living.

Saving on Air Conditioning and Heating

In addition to reducing clutter, a small house encourages the efficient use of utilities. With fewer rooms to heat, cool, and illuminate, you can significantly decrease your energy consumption and subsequently, your utility bills. Heating and cooling expenses, for example, can be reduced as you have a smaller area to regulate the temperature in. Moreover, a smaller house generally requires less lighting, resulting in lower electricity usage. These small changes can add up to substantial savings over time and reduce your environmental impact.

Furthermore, living in a small house often inspires creative solutions for utilizing every inch of available space. From compact storage solutions to multifunctional furniture, small houses promote innovative thinking when it comes to optimizing storage and livability. By maximizing every nook and cranny, you can make the most out of your limited square footage, eliminating the need for additional storage units or unnecessary purchases.

Decreased Utility Bills

This efficient use of resources sets the stage for decreased utility bills, as you become more mindful of your energy consumption. By adopting sustainable practices, making conscious choices about your belongings, and optimizing living spaces, you are not only saving money but also minimizing your ecological footprint. With this in mind, let’s explore how living in a small house can lead to significant savings on utility expenses.

One of the key ways that living in a small house can save you money on utilities is by reducing the amount of space that needs to be heated or cooled. In larger homes, it can be a challenge to maintain a comfortable temperature throughout the entire space, especially if there are unused rooms or areas that are rarely occupied. Heating and cooling these larger areas can result in wasted energy and higher utility bills.

In contrast, small houses are much easier to heat and cool efficiently. With fewer square footage to cover, it takes less time and energy to reach the desired temperature and maintain it. This means that your heating and cooling systems can operate more efficiently, resulting in lower energy usage and reduced utility bills.

Saving on Electricity

Furthermore, living in a small house often inspires creative solutions for maximizing natural light and reducing the need for artificial lighting during the day. With limited space, homeowners and designers often prioritize strategic placement of windows and skylights to maximize sunlight. This not only brightens up the space but also eliminates the need for excessive use of electricity for lighting.

Additionally, small houses tend to have fewer appliances and electronics, which can contribute to significant energy savings. With limited space, homeowners are forced to be more intentional about the appliances and electronics they choose to have in their small houses. This means fewer energy-hungry devices and a more conscious approach to energy consumption.

Moreover, living in a small house encourages a more mindful approach to water usage. With less space to clean and maintain, homeowners are likely to be more conscious about their water consumption. From shorter showers to efficient plumbing fixtures, small-house living promotes water-saving habits that can result in noticeable reductions in water bills.

More Ideas for Tiny Homes, Cabins, and A-Frames:

In conclusion, small prebuilt modern homes offer numerous financial benefits, including decreased utility bills. The efficient use of resources, adoption of sustainable practices, and optimization of living spaces all contribute to lower energy and water consumption.

By embracing a smaller footprint, not only can you save money on utility expenses, but you can also minimize your impact on the environment. So, buying a small prebuilt home is not only financially smart but also environmentally conscious.


In conclusion, the financial benefits of small prebuilt modern homes are undeniable. By reducing maintenance expenses, lowering property taxes, maximizing resource efficiency, and decreasing utility bills, thousands of dollars can be saved.

So why not take control of your financial future by embracing a smaller, more affordable living space? As the saying goes, “Small house, big savings!” Don’t miss out on the opportunity to free up your budget and create a more sustainable and financially secure lifestyle. As Henry David Thoreau once wisely said, “Simplify, simplify.” Start your journey towards financial freedom today by exploring prebuilt modern homes.