Small cottage house plans will help you turn your retirement dreams into reality! Say goodbye to big, bulky homes and hello to your cozy, budget-friendly cottage. Whether you are downsizing or need to build an ADU (Accessory Dwelling Unit) on your property, we have a perfect collection of budget-friendly small cottage house plans.
Imagine cozying up in a charming small cottage, surrounded by tranquility and comfort. In this collection, you will discover a trending selection of small cottage house plans tailored to make your retirement dreams come true.
From one-bedroom designs to spacious layouts with ample natural light, quaint country cottages to modern designs, European-inspired chalets, and mountain cabin retreats, you will find a perfect plan for you. Learn how to build your dream cottage on a budget, create an energy-efficient space, avoid costly mistakes, and reduce maintenance costs.
1. Cozy 1-Bedroom Cottage
CHECK OUT 650 SQFT SMALL COTTAGE HOUSE PLAN HERE
Truly, this small cottage house plan is a cozy one-bedroom design that radiates intimacy and simplicity. Most importantly, a well-designed quaint dwelling provides the perfect setting for a peaceful retirement lifestyle. As a result, you will have just the right amount of room to relax and unwind. In fact, who needs a huge house to clean when you can relax and sip iced tea on the spacious covered porch?
Thanks to a vaulted ceiling in the living room and large windows, your small space will feel open and airy. And with a full kitchen, cozy fireplace, comfortable bedroom, and convenient laundry room, every amenity is at your fingertips for a comfortable life in this 650 sq. ft. cottage.
2. 850 sqft Rustic Small Cottage House Plan
GET 850 SQFT RUSTIC SMALL COTTAGE PLAN HERE
Whether you need a mother-in-law cottage, an ADU, or a backyard guest house, this small cottage house plan will provide a stylish solution. Altogether, an open-concept great room integrates kitchen, dining, and living areas. As a result, you have a great space for entertaining guests or relaxing in style.
So, cozy up by the fireplace in winter or relax in your private bedroom retreat, as you have a great separation of living and sleeping areas in this small cottage plan.
3. 2-Bedroom Country Cottage Plan
GET 856 SQFT SMALL COUNTRY COTTAGE PLAN HERE
Do you like shingles? With this in mind, take a closer look at this 856 sq. ft. small cottage plan with 2 bedrooms on a single level. Furthermore, discover the enchanting details of this country cottage design, making it ideal for those seeking a compact yet inviting living space. This charming cottage plan offers a retreat from the hustle and bustle of modern life, embracing simplicity in its architectural details.
Moreover, imagine waking up in a snug bedroom, stepping into a cozy living area, and enjoying the tranquility of a small covered porch. Notably, this comfortable country cottage is designed specifically for your retirement dreams.
4. 1000 Sq. Ft. Craftsman Cottage
GET 1000 SQFT CRAFTSMAN COTTAGE PLAN HERE
A charming example of the craftsman style, explore this cozy cottage plan for your small living space needs. Boasting 1000 sqft of heated living area, this plan features a bedroom, office, kitchen, and a one-car garage.
The living and dining areas provide a seamless indoor-outdoor flow. Also, sliding doors, lead to inviting covered porches at the front and rear.
5. 2-Bedroom Cozy Cottage with Loft
GET 1000 SQFT COZY COTTAGE HOUSE PLAN HERE
For those looking for a bit more space in their retirement retreat, the 1000 sq. ft. small cottage house plan offers a layout with ample natural light. As a result, that creates a sense of openness and airiness. Also, this design features large windows that let in the sunshine, making each room feel bright and welcoming.
As shown above, this cottage features a stunning 2-level living room with a loft open to below. It can be a perfect spot for a guest bedroom, office, or even your home gym. You can cozy up by a fireplace on a chilly morning after a good night’s sleep in your private retreat with a spacious bath and walk-in closet. Additionally, you have a covered porch to sip your morning latte or stargaze at night.
6. 2-Story Tiny Cottage Plan
GET 1035 SQFT SMALL COTTAGE PLAN HERE
Now, let’s turn our attention to the innovative and stylish world of modern tiny house designs. This compact yet functional home offers a minimalistic approach to retirement living, with sleek lines, and efficient use of space.
Modern tiny house design meets a cozy cottage! So, the focus is on maximizing every square inch, creating a sense of coziness and flexibility. As a result, we have a space that is perfect for retirees looking to downsize without sacrificing style.
From smart storage solutions to energy-efficient features, this home combines modern aesthetics with practicality. Consequently, it makes this small cottage an attractive option for those seeking a smaller footprint without compromising on comfort.
Notably, 2 bedrooms are located upstairs so the plan will suit those who are willing and able to climb stairs. At the same time, the plan would be perfect if you have a narrow lot allocated for your small cottage.
7. Compact Modern Cottage – 741 sq. ft.
GET 741 SQFT MODERN COTTAGE HOUSE PLAN HERE
This modern cottage features a European-inspired chalet design. It offers a timeless and elegant option for anyone looking to embrace a charming living space.
This design draws inspiration from the picturesque mountain chalets of Europe, with their distinctive sloped roofs, exposed wooden beams, and cozy nooks. As a result, the rustic yet refined aesthetic of mountain chalet design creates a warm and inviting atmosphere that is perfect for relaxing and unwinding.
Get ready to fall in love with this charming contemporary cottage, perfect for a vacation home or lucrative rental property. Its combination of stone and wood exudes a cozy rustic ambiance.
But don’t be fooled by its compact size! In fact, with 741 square feet of heated living space, this cottage has everything you need for comfortable living.
8. Small Cottage House Plan
GET 988 SQFT SMALL COTTAGE PLAN HERE
This symmetrical design for a small cottage plan features plenty of large windows to flood the space with natural light. Inside, the high ceiling and pocket doors make the interior feel large and airy.
A fully equipped kitchen has a walk-in pantry and an eating bar that comfortably seats up to four. Additionally, the plan features an office or guest room with a full bath. A mud room and laundry are perfect for country living. Lastly, enjoy the outdoors on your cozy covered porch.
9. Farmhouse-Style Small Cottage House Plan
GET FARMHOUSE COTTAGE HOUSE PLAN HERE
So let’s take a closer look at this particular design – one that truly stands out among all the small cottage house plans. At the heart of this cottage is a sprawling living area, flooded with natural light and highlighted by charming exposed beams. This inviting space is sure to be the center of everyday living and cherished memories.
But it’s not just the living area that makes this design irresistible. The well-thought-out floor plan also includes two identical bedrooms, each with adequate closet space. They are sharing a conveniently located bathroom.
Whether you’re enjoying a morning cup of coffee in the sunlit kitchen or curling up with a book in the living room, this small cottage house plan maximizes the beauty of natural light to create a truly serene living environment. Finally, you will enjoy a rear and front porch while listening to the birds in your rocking chair.
10. Craftsman Cottage with Vaulted Great Room
GET 1368 SQFT CRAFTSMAN COTTAGE HOUSE PLAN HERE
The biggest among all featured small cottage plans, this design features 1368 sq. ft. of heated living space with 2 bedrooms and 2 baths. Furthermore, there is the option to finish the basement for an additional 1,368 sq. ft. and two more beds and baths.
Whether perched on a hillside or tucked away in a forest, this small craftsman cottage provides the perfect setting to unwind and embrace a slower pace of life. Imagine cozying up in a spacious living room in this quaint country cottage, surrounded by the warmth of a traditional design that captures the essence of rural living.
11. 1-Bed Modern Cottage / ADU House Plan
GET 787 SQFT SMALL COTTAGE HOUSE PLAN HERE
This picturesque small cottage offers a compact plan with all the amenities. Additionally, you have a loft that can be a flex space that you can use for a home office, gym, or guest bedroom.
This cottage offers 787 square feet of heated living space, featuring 18-foot vaulted ceilings and large windows. So, whether you need an ADU, granny pod, or a retirement house plan, this is one of the designs that stands out among all small cottage house plans.
In summary, this small cottage design offers not only aesthetic appeal but also practicality and functionality. Consequently, it is a top choice for any builder. Trust me, you won’t want to miss out on this gem of a design.
Now, that you’ve explored this collection of small cottage house plans, let’s see how to build your dream cottage so you can avoid costly mistakes and save money in the future.
How to Build a Cottage on a Budget
If you’re looking to build your dream cottage on a budget, there are plenty of cost-effective ways to make it happen. One great way to save money is by opting for a smaller footprint and simpler design.
By focusing on the essentials and avoiding unnecessary frills, you can keep construction costs down while still creating a cozy and inviting space to call home. Additionally, sourcing materials locally can help cut down on transportation expenses and support your community at the same time.
Furthermore, get creative with recycled or reclaimed materials, which can add character and charm to your cottage. As a result, your cottage will be more budget-friendly. With a little planning and resourcefulness, you can bring your dream cottage to life without breaking the bank.
There is no better way to save money on your cottage construction than a DIY build using affordable small cottage house plans. Check our collection of cottage plans for DIY builders:
- 10+ 2-bedroom Shed House Plans and Designs (Tiny)
- 9 Plans of tiny houses with lofts for fun weekend projects
- Awesome Small and Tiny Home Plans for Low DIY Budget
For those looking to take their budget-friendly cottage to the next level, we will explore how to construct an energy-efficient home that not only saves you money in the long run but also reduces your environmental impact.
Construct an Energy-Efficient Cottage
For those looking to take their budget-friendly cottage to the next level, the next section will explore how to construct an energy-efficient home that not only saves you money in the long run but also reduces your environmental impact. Avoiding costly errors when building your dream cottage is essential to staying within your budget and ensuring a smooth construction process.
More cottage floor plans and ideas for you to explore:
Costly Errors to Avoid when Building a Cottage
When building your cottage, it’s important to be aware of common costly errors that can set you back both financially and time-wise. One common error to avoid is not thoroughly researching and hiring the right professionals for the job.
Most importantly, pay attention to the foundation of your small cottage. As the saying goes, “A house is only as strong as its foundation,” and this holds for even the smallest of cottages.
Cutting corners when it comes to hiring contractors, architects, or engineers can lead to subpar workmanship and costly mistakes down the road. Additionally, not having a clear and detailed budget in place can result in unexpected expenses popping up during the construction process.
It’s crucial to have a comprehensive budget that includes all factors such as materials, labor, permits, and any potential unforeseen costs.
Another costly error to avoid is not paying attention to local building codes and regulations. Failing to adhere to these rules can result in fines, penalties, and even having to tear down parts of your cottage that don’t meet code requirements.
It’s essential to work closely with a knowledgeable professional who is familiar with local building codes to ensure that your cottage is constructed according to regulations.
In the next section, we will explore strategies for reducing maintenance costs for your cottage, helping you to keep your dream home in top condition without breaking the bank.
How to Reduce Maintenance Costs for Your Cottage
To reduce maintenance costs for your cottage, it’s important to focus on preventative measures and regular upkeep. One way to save money, in the long run, is to pick a simple roof design and quality materials. Also, concentrate on a small cottage plan that is energy-efficient.
Properly sealing windows and doors, maintaining your roof, and regularly inspecting your plumbing and electrical systems can help you catch small issues before they become costly repairs. By staying on top of maintenance tasks and addressing any problems promptly, you can keep your cottage in excellent condition without breaking the bank.
These cost-effective strategies will not only save you money but also ensure that your retirement dreams stay on track.
Another key point often overlooked is property taxes. It is a significant annual expense that can affect your finances.
Property Taxes for a Small Cottage
Are you a proud homeowner enjoying your golden years? Then you’re likely familiar with property taxes, sometimes referred to as real estate taxes. These fees are paid to county or local tax authorities and are based on the assessed value of your home.
The exact amount you owe can differ depending on where you live, as each state has its own property tax rate. Even if you’ve paid off your home loan, you’ll still receive a bill from your local government from time to time to cover these taxes.
Property taxes for a small cottage can vary depending on location and local regulations. It’s essential to factor in this ongoing expense when planning for retirement in a cottage. Researching property tax rates in different areas can help you make an informed decision about where to settle down.
Additionally, some locations offer tax breaks or discounts for retirees, so be sure to explore those options as well. By understanding and budgeting for property taxes, you can ensure that your retirement dreams in a charming small cottage remain financially sustainable.
Are you looking for a charming English cottage? Check out these ideas:
- Accessory Dwelling Units (ADUs): Meaning, Pros, Cons, and Floor Plans
- Tiny Cottage House Plans: Guide to Build Yours
In Conclusion
In summary, the journey of finding the perfect small cottage house plan for your retirement dreams has led us through a variety of charming designs, budget-friendly options, and considerations to build a tranquil retreat.
Whether you’re drawn to cozy one-bedroom layouts, spacious designs with natural light, or European-inspired chalets, there is a plan tailored to your ideal retirement lifestyle. As you embark on this exciting new chapter, remember that the key to building your dream cottage lies in thoughtful planning, budgeting, and maintenance strategies.
Embrace the opportunity to create a space that reflects your personality and provides the comfort and serenity you deserve. Start your journey towards retirement bliss by choosing the cottage plan that resonates with you and begin building the retreat you’ve always envisioned.
As Thomas Kinkade once said, “Everyone can identify with a fragrant garden, with the beauty of sunset, with the quiet of nature, with a warm and cozy cottage.“
Make your small cottage house a place where you are always welcomed, embraced, and at peace.
